José Luis Ruiz

Associate professor

Academic Training

Ph.D. in Managerial Science and Applied Economics, University of Pennsylvania, Pennsylvania, USA.
Master in Finance, Universidad de Chile, Santiago, Chile
Master in Economics, Universidad de Chile, Santiago, Chile.
Master in Business Administration, Universidad de Chile, Santiago, Chile.
Business Administration (Commercial Engineer), Universidad de Chile, Santiago, Chile.

Research Areas

Finance, Pensions, Capital Markets, Insurance and Risk Management.

Contact

jlruiz@fen.uchile.cl

jlruiz@unegocios.cl

Publicaciones en Revistas con Comité Editorial

2025 / COVID-19 pension raids and sovereign risk / International Review of Economics & Finance / - No. 104155
2024 / Are annuities an inferior or normal good? Evidence from a less-developed country / Economic Analysis and Policy
2024 / Pension knowledge in Chile and regional development characteristics / Journal of Pension Economics and Finance / - No. 2
2022 / Equity fire sales and herding behavior in pension funds / RESEARCH IN INTERNATIONAL BUSINESS AND FINANCE
2022 / COVID-19, Government Policies and their effects on Latin American Capital Markets / Estudios de Administracion, Universidad de Chile / - No. 1
2022 / Choosing the highest annuity payout: The role of intermediation and firm reputation / GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE / - No. 4
2021 / The role of pension knowledge in voluntary pension and banking savings in Chile / Academia-Revista Latinoamericana de Administracion / - No. 4
2021 / Life insurance companies’ investment abroad and the internal rate of return on Chilean annuities / GENEVA PAPERS ON RISK AND INSURANCE-ISSUES AND PRACTICE / - No. 4
2019 / The social and economic effects of introducing reverse mortgages in Chile / Cepal Review
2019 / Social and Economic Scope of the Implementation of the Reverse Mortgage in Chile / Cepal Review / - No. 129
2018 / Financial development, institutional investors, and economic growth / International Review of Economics & Finance
2015 / Herding Behavior and Default in Funded Pension Schemes: The Chilean Case / EMERGING MARKETS FINANCE AND TRADE / - No. 6
2014 / Insurance demand and first order risk increases under (µ, s)-preferences / Finance Research Letters / - No. 3
2014 / Annuity Choices in Chile: A Dynamic Approach / EMERGING MARKETS FINANCE AND TRADE / - No. 5
2012 / Evidence on Annuity Choices in Chile / Estudios de Administracion, Universidad de Chile / - No. 1
2011 / Risk-Based Supervision of Pension Funds: Emerging Practices and Challenges / Journal of Pension Economics and Finance / - No. 3
2010 / Análisis de spread de tasas para economías latinoamericanas / Estudios de Administracion, Universidad de Chile / - No. 2
2009 / Competencias en el Sistema de AFP / HARVARD BUSINESS REVIEW
2007 / The Strengthening of the New Pension Systems: The Role of Each Pillar in the Solution of Pension Problems / Journal of Pension Economics and Finance / - No. 1
2006 / Pension Funds Investments / Journal of Pension Economics and Finance / - No. 3
2004 / Sensibilidad de la Demanda con Consumidores Desinformados: El Caso de las AFP en Chile / - No. 1

Libros

2018 / Pensiones: Del descontento a las soluciones

Capítulos de libros

2011 / Pension Payouts in Chile: Past, Present, and Future Prospects

Academic/Professional meeting Proceedings

2022 / COVID-19, Government Policies and their effects on Latin American Capital Markets / Estudios de Administracion, Universidad de Chile / - No. 1
2012 / Evidence on Annuity Choices in Chile / Estudios de Administracion, Universidad de Chile / - No. 1
2010 / Análisis de spread de tasas para economías latinoamericanas / Estudios de Administracion, Universidad de Chile / - No. 2

Research Monographs

2009 / Pension Payouts in Chile: Past, Present, and Future Prospects

Columna de Opinión

2022 / Crecimiento económico de Chile: la institucionalidad importa
2021 / Fondos de pensiones
2021 / Ampliación de la cobertura del Pilar Solidario
2019 / Principales alcances y desafíos de la reforma

Academic/Professional meeting Presentations